Hurry! Grab the Lowest APR Deals on Honda Models: Quick Action for Civic, CR-V, Accord, and More Vehicles Before 0% Rates Expire
Honda Offers Attractive Financing Deals for Selected New Models
Honda Motors is offering competitive monthly loan and lease deals on several popular models, including the Civic, Accord, Pilot, and the upcoming Prologue models for both 2024 and 2025. These deals feature attractive Annual Percentage Rates (APR) as low as 2.99% or even 0%, significantly lower than the average minimum APR of 5.17% among online auto lenders (based on Investopedia's research).
The deals are available until June 2, 2025, though it's essential to remember that manufacturers often roll out new offers each month. So, if you're interested, act promptly to take advantage of these deals. However, bear in mind that availability may depend on Model, trim type, and region. Make sure to check the manufacturer's website for confirmation.
Honda has two special offers widely available for many of its models, including the Civic, CR-V, HR-V, Accord, Pilot, and the upcoming Prologue, until March 31, 2026:
- A $500 military appreciation offer for eligible United States military personnel and their spouses for 2024 or newer models.
- A $500 college graduate offer for eligible individuals who have graduated within the past two years or will graduate within the next six months for 2024 or newer models.
Best Honda Civic Loan and Lease Deals
For the 2025 Honda Civic Sedan with a Manufacturer's Suggested Retail Price (MSRP) of $24,250, potential finance options include:- 4.99% APR for 24-48 months, 5.99% for 49-60 months, or 6.99% for 61-72 months
The 2025 Honda Civic Hatchback, with an MSRP of $27,450, offers similar finance terms.
Lease deals for the Civic Sedan and Hatchback include:- Civic Sedan 2WD Sport: $289 per month for 36 months, $3,799 due at signing, with a 10,000-mile annual limit.- Civic Hatchback FWD Sport: $279 per month for 36 months, $4,199 due at signing, with a 10,000-mile annual limit.
Best Honda CR-V Loan and Lease Deals
For the 2025 Honda CR-V with an MSRP of $30,100, financing options include:- 3.99% APR for 24-36 months, 4.99% for 37-60 months, and 5.99% for 61-72 months
Lease offers for the CR-V include:- CR-V AWD LX: $349 per month for 36 months, $4,199 due at signing, with a 10,000-mile annual limit.- CR-V 2WD EX: $359 per month for 36 months, $3,899 due at signing, with a 10,000-mile annual limit.
The hybrid version of the CR-V also has its financing and lease deals, with attractive APRs for 24-72 months.
Best Honda HR-V Loan and Lease Deals
The 2025 Honda HR-V, with an MSRP of $26,200, offers competitive financing options, with the same APR structure as the CR-V.
Lease deals for the HR-V include:- HR-V AWD LX: $289 per month for 36 months, $3,599 due at signing, with a 10,000-mile annual limit.- HR-V 2WD LX: $289 per month for 36 months, $3,299 due at signing, with a 10,000-mile annual limit.
Best Honda Accord Loan and Lease Deals
The 2025 Honda Accord Sedan, with an MSRP of $28,295, offers attractive financing terms, including:- 3.99% APR for 24-60 months, 4.99% for 61-72 months
Lease deals are available for the Accord Sedan, along with a special program offering $1,000 when you lease or finance with Honda Financial Services for eligible Honda vehicle owners.
2025 Honda Accord Hybrid also has its financing and lease deals, with a competitive 2.99% APR for 24-36 months, 3.99% for 37-60 months, and 4.99% for 61-72 months.
Best Honda Pilot Loan and Lease Deals
The 2025 Honda Pilot, with an MSRP of $40,200, offers competitive financing terms, including:- 3.99% APR for 24-36 months, 4.99% for 37-60 months, 5.99% for 61-72 months
Lease deals are available for the Pilot, with attractive monthly rates and due amounts at signing.
Best Honda Prologue Loan and Lease Deals
Both the 2024 and 2025 Honda Prologue models offer appealing financing options, including:- 0.00% APR for 24-72 months (expires July 7, 2025)- 0.99% APR for 24-60 months (expires July 7, 2025)
The Prologue lease deals include competitive monthly rates and due amounts at signing, with optional extras like Federal EV purchase credits, Clean Vehicle Lease Credit, and a $1,000 rebate when leasing or financing through Honda Financial Services for eligible Honda vehicle owners (all offers expire on June 30, 2025, unless specified otherwise).
Is Now a Good Time to Get an Auto Loan?
Auto loan interest rates may experience a minor decrease this year, but not significantly so. Loan rates tend to align with the federal funds rate, the national benchmark rate set by the Federal Reserve. As of May 23, 2025, this rate stands at 4.25%-4.50%. It's uncertain how auto loan rates will evolve this year, but certain predictions suggest a 0.25% decrease in the federal funds rate in September, and another by the end of 2025. Therefore, it may be advantageous to hold off on getting an auto loan if forecasts prove accurate. However, if you need a vehicle immediately, it may be wise to shop around and make a decision without waiting for potential future rate changes.
Manufacturer deals are typically reserved for specific new car models, well-qualified borrowers, and specific geographic locations. Online auto lenders usually have a minimum APR of approximately 5.17% for new cars. To finance a vehicle, you can explore options like Autopay, a top choice for auto loans with a recommended minimum credit score of 580 and the capability to finance vehicles up to 10 years old with up to 150,000 miles. For those with fair or bad credit, Autopay collaborates with over 200 partner lenders to find loan options.
When evaluating manufacturer deals, it's important to consider all available options, including working with your bank or credit union and negotiating through a dealership's finance department. By pre-qualifying with multiple auto lenders and presenting them with a loan offer, you can improve your negotiation position with dealerships. Securing loan funds before visiting a dealership can help reduce the stress associated with car buying. Shop around with Investopedia's picks for the top auto lenders, including the best auto loan rates, best car loans for bad credit, best auto loans for fair credit, best used car loans, and best auto refinance loans. Taking the time to research suitable financial solutions can help ensure a smooth and satisfactory car-buying experience.
- Honda Motors is offering attractive financing deals on several models, including the Civic, Accord, Pilot, and the upcoming Prologue, with Annual Percentage Rates (APR) as low as 2.99% until June 2, 2025.
- The deals include military appreciation and college graduate offers for eligible individuals, providing $500 each for 2024 or newer models, available until March 31, 2026.
- For the 2025 Honda Civic Sedan with an MSRP of $24,250, potential finance options include APRs as low as 4.99% for 24-48 months, while the 2025 Honda Civic Hatchback, with an MSRP of $27,450, offers similar terms.
- Lease deals for the Civic Sedan and Hatchback include options with monthly payments as low as $289 for 36 months, with a 10,000-mile annual limit.
- The hybrid version of the CR-V also offers attractive financing and lease deals, along with options for the best general-news sources, such as Investopedia, for researching suitable financial solutions for personal-finance, education-and-self-development, technology, entertainment, sports, and business.
- Both the 2024 and 2025 Honda Prologue models offer appealing financing options, including 0.00% APR for 24-72 months, making it an ideal time for investing in the lifestyle changes that come with owning a new vehicle.